medium term fds

With the RBI reducing repo rates, fixed deposit interest rates are expected to fall. Experts advise investors to act quickly and lock in higher rates, especially in longer-term FDs, to maximize returns before further reductions occur.

IndusInd Bank has increased its fixed deposit interest rates for various tenures, especially short-term ones, while Kotak Mahindra Bank has marginally reduced rates on specific tenures and introduced a new short-term FD. IndusInd Bank's rates now range from 3.50% to 7.75% for the general public and 4% to 8.25% for senior citizens, whereas Kotak Mahindra Bank offers 2.75% to 7.

Trump's decision to pause the hefty tariffs for 90 days followed turmoil in the financial markets that included an acute selloff in the $27 trillion US Treasury market. The working of the US Treasuries and why this selloff occurred, explained

Madras high court has ruled that if a son/daughter goes back on the promise of taking care of their parents, they could lose the property received from them

Fixed deposit (FD) investors enjoyed high interest rates recently, but a decline might be imminent as the Reserve Bank of India considers future rate cuts. Banks have been slow to adjust deposit rates. Investors may look to lock in current high rates and consider long-term FDs.

Stock market crash: It's mayhem in the Indian stock markets for the last few months with Sensex and Nifty correction entering double-digits. What should investors do? Where can you put your money, if not in equity markets? We take a look:

Advantage Overseas is an agri-trading company which strives to maximize returns on its cash using fund management tools at its disposal. The company uses mutual fund schemes extensively for short- and medium-term liquidity management and has derived good returns.

Bank Fixed Deposits (FDs) are offering attractive interest rates, making it a favorable time for investors to lock in high returns before potential rate cuts by the Reserve Bank of India (RBI). The ET Intelligence Group has identified the top-performing bank FDs across various tenures, providing investors with insights to maximize their returns in a potentially declining interest rate environment.

Fixed deposit investors recently enjoyed high interest rates, but changes loom with potential rate cuts from central banks like the RBI and the Federal Reserve. Inflation concerns and global economic shifts may influence FD returns. Investors are advised to lock in current high rates and adjust their strategies to maximize returns and manage risks effectively.

Currently favorable FD rates make it an excellent time to invest before RBI's anticipated rate cuts. The article provides a list of the top 5 banks offering the highest FD returns for different tenures. Experts advise investors to seize this moment to lock in the attractive interest rates.

From lower tax and higher liquidity to greater flexibility, there are several advantages that such funds provide

The general refrain that long term return on equity is better than earnings from debt instruments like bank FDs and investments in government securities (which give returns of around 10 per cent) does not appear to be true, at least in the case of UTI.

High fixed deposit rates persist as RBI maintains repo rate at 6.5%. Uncertainty surrounds the duration of elevated rates. Investors advised to monitor rate changes closely for optimal FD investment strategies.

Fixed-income investments cannot really beat inflation and generate wealth long-term. Volatility of equity is only a short-term problem

Tax uncertainty is a given. But there are ways you can minimise its impact on your long-term goals

With the stock market hovering around all-time highs, debt investment has taken a backseat in the minds of many investors.

Financial planner Arvind Rao charts out a financial road map based on life stages

RBI governor Raghuram Rajan’s decision to cut the repo rate by 25 basis points is sure to result in some cut in interest rates in bank fixed deposits (FDs), making it tougher for risk-averse investors who depend on interest income to meet their expenses.

Most people who don't have access to professional advice invest the funds received on superannuation in bank/post office fixed deposits, earning around 9% per annum on a pre-tax basis.

Dinesh Sethi (name changed) was finding it tough to take time out from his busy schedule to arrange for monthly expenses for his daughter, who was studying in another city.

“Indian debt market also suffers from a skew towards sovereign paper, with G-secs (including treasury bills and state-development loans) accounting for three-fourths of the pie, while bank loans form predominant medium of corporate funding,” according to an ASSOCHAM study jointly conducted with rating firm Crisil.

If you had a volatile time as an investor last year, fret not. Find out how to make most of the opportunities that could unfold this year

Uncertainties in the bond market are giving risk-averse clients the jiiters. The advice given by some investment consultants to these clients, who want to park their money in debt instruments: ‘‘Go back to traditional products like FDs, postal saving schemes and senior citizen schemes.’’

The rupee was quoting at 44.8001 against the US dollar seven months ago, and has depreciated 18.28% since then.

Equities are volatile and can lead to losses. But if chosen wisely, they also give the best returns. Here’s why your portfolio needs this moneyspinner.

Finished filing income tax returns for the previous year? Well, now you can start your tax planning for the current year.