Toledo vs Western Michigan Prediction, Picks & Odds | 20 Sep 2025

College Football Betting Preview: Toledo vs Western Michigan

Toledo lock horns with Western Michigan in this NCAAF Week 4 matchup at Waldo Stadium, with kickoff scheduled for 03:30 on Sunday 21 September. Our betting preview features expert predictions, picks, the latest betting odds and H2H stats.

Toledo Can Win By a Big Margin

Toledo can finish well clear of Western Michigan and that means we’re going for the favorites against the spread. There are odds of 1.93 available that they are able to cover the -14.5 betting line.

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49-31 Win for Toledo in Pair’s Last Meeting

Toledo Rockets beat Morgan State Bears in their previous game, making it back-to-back victories. It was a 60-0 home win at Glass Bowl.

Western Michigan Broncos have been beaten in their last three games. On the road at Memorial Stadium, Illinois Fighting Illini recently beat them 38-0.

Head-to-Head Statistics

The scoreline was 49-31 in favor of Toledo when they last played Western Michigan, with the matchup taking place at Glass Bowl. The previous 5 H2H meetings have involved Toledo winning three times.

Toledo vs Western Michigan Prediction & Picks

This Toledo vs Western Michigan betting guide features sharp analysis across major markets, including an expert match prediction, correct score bet and a strategic bet builder.

Game Prediction

There’s a strong case to be made for Toledo against the spread in this college football matchup. Our prediction is that the favorites can cover the -14.5 line at 1.93 considering they should be superior.

Our team of college football handicappers track current injuries closely. Combined with recent form, this helps us identify the best value odds. A data-led approach backed by key stats and the latest team news keeps our analysis sharp.

Key Toledo vs Western Michigan stats:

• The -14.5 line has been covered by Toledo in 2 consecutive games.
• The +14.5 line hasn’t been covered by Western Michigan in 2 of their last 3 games this season.

Toledo -14.5 Probability

If you go by the top betting apps, there’s a 51.8% chance that our pick is settled as a winner. However, our analysts have this number closer to 60% based on their in-depth research. It’s the reason why we are recommending this college bet.

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Correct Score Prediction

Toledo 30 - 13 Western Michigan

For those wanting a big return from a small stake, consider the correct score lines. For example, Toledo can be backed to win 30-13 at enormous betting odds.

Toledo vs Western Michigan Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the betting predictions and bet builder tips.

Toledo Big Favorites to Win

With an estimated 87% chance of winning, the sportsbooks are taking no chances with their 1.15 betting odds about Toledo triumphing in this college game. Western Michigan are regarded as a long shot to win and you can currently back them at 5.70.

The spread is 14.5 and the total points line is currently 50.5. A wager on the Totals allows football bettors to use the latest data to good effect. If you want to bet Under 50.5, there are odds of 1.94.

The top sportsbooks offer a huge selection of team props and game lines when it comes to most college football games. Make sure you look through all the available options before deciding which bet to place.

Player Props & Micro Betting

If you’re looking for an alternative to the main game lines, check out the player props instead. It’s great to bet on Quarterback Passing Yards, First Touchdown Scorer and Passing Touchdowns as potential options.

It’s possible to use stats to your advantage when it comes to college football micro betting, especially if you’re predicting outcomes such as the Next Drive Result. Check out the live player, score and team props and see if you can find an angle.

Last Ten Home Games Have Produced Five Wins for Western Michigan

Western Michigan have five wins and five losses in the last 10 games at home, scoring 32.10 points per matchup and conceding 29.50.

Toledo have five wins and five losses in the last 10 games on the road, averaging 22.80 points on offense and surrendering 21.60 on defense.

Western Michigan defeated Toledo 20-14 the last time they played at Waldo Stadium.

Last 10 Games		W-L	P	PF	PA	O50.5	U50.5
Western Michigan Home Stats		5-5	61.60	32.10	29.50	8	2
Toledo Away Stats		5-5	44.40	22.80	21.60	3	7

• W-L = Wins-Losses
• P = Avg. Points
• PF = Avg. Points For
• PA = Avg. Points Against
• O50.5 = Games Over 50.5 Points
• U50.5 = Games Under 50.5 Points

Last 5 & H2H

Latest regular season and playoff games stats.

Toledo Rockets Stats

Western Michigan Broncos Stats

Moneyline

• 6 wins and 4 defeats in the last 10 games
• 5 wins and 5 defeats in the last 10 games on the road

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 5 wins and 5 defeats in the last 10 home games

Point Spread

• -14.5 Betting Line: Have covered the spread in 3 of the last 10 games
• -14.5 Betting Line on the Road: Have covered the spread in 2 of the last 10 games on the road

Point Spread

• +14.5 Betting Line: Have covered the spread in 7 of the last 10 games
• +14.5 Betting Line at Home: Have covered the spread in 9 of the last 10 home games

Total Points

• Game Totals: An average of 51.60 pts in the previous 10 games
• Game Totals on the Road: An average of 44.40 pts in the previous 10 games on the road
• Over 50.5: Covered in 5 of the previous 10 games
• Over 50.5 on the Road: Covered in 3 of the previous 10 games on the road
• Team Totals: Have scored an average of 29.50 pts and allowed 22.10 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 22.80 pts and allowed 21.60 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 53.30 pts in the previous 10 games
• Game Totals at Home: An average of 61.60 pts in the previous 10 home games
• Over 50.5: Covered in 5 of the previous 10 games
• Over 50.5 at Home: Covered in 8 of the previous 10 home games
• Team Totals: Have scored an average of 24.00 pts and allowed 29.30 pts in the last 10 games
• Team Totals at Home: Have scored an average of 32.10 pts and allowed 29.50 pts in the last 10 home games

NCAAF Standings Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

Mid-American	W	L	PF	PA	N. Pts	Home	Away	Strk
Bowling Green	2	1	69	54	15	2-0	0-1	1W
Buffalo	2	1	86	57	29	1-0	1-1	2W
Toledo	2	1	121	45	76	2-0	0-1	2W
Northern Illinois	1	1	28	37	-9	1-0	0-1	1L
Ball State	1	2	37	102	-65	1-0	0-2	1W
Central Michigan	1	2	36	122	-86	0-0	1-2	2L
Kent State	1	2	63	110	-47	1-1	0-1	2L
Ohio	1	2	57	81	-24	1-0	0-2	1L
Akron	0	3	28	109	-81	0-1	0-2	3L
Eastern Michigan	0	3	73	128	-55	0-1	0-2	3L
Massachusetts	0	3	43	116	-73	0-2	0-1	3L
Miami (OH)	0	2	17	62	-45	0-0	0-2	2L
Western Michigan	0	3	36	94	-58	0-1	0-2	3L